high-performance ski boat available with a boat loan from Finovate

Sail away with a boat loan from Finovate

Choose smarter boat finance, choose Finovate.

Google Reviews
5 Rating (349 Reviews)

Today’s Lowest rate 5.67% Comp rates 6.35%*

If you’re planning to cruise the open waters, go fishing, or enjoy weekends on the lake, we’re here to help you with the best boat loan to make your dream a reality.

A man, woman and child enjoying time on a lake with a blue jetski purchased with a boat loan from Finovate

We’ve got the boat Loan to suit your needs

Faster, easier access to Boat Finance with us

Our smart technology allows you to compare rates from major lenders, and get the best rates for your needs.

Concerned about submitting an enquiry? Our soft-touch application system protects your credit score. 

Our application process is easy and painless, allowing you to get out onto the water faster.

Types of boat loans available

Explore the Boats we can help you with

Boat Finance

Take family and friends, or just yourself, for some relaxing time on the water.

Jet Ski Finance

Enjoy the thrill of speed and all the tricks and spins of a jetski.

Boat Motors Finance

Upgrade your boat motor and get the best out of your time on the water.

Enjoy the freedom and independence of boating

It doesn’t matter whether you’ve been sailing your whole life or are new to being on the water, a boat loan from Finovate can change your life for the better.

Our smart technology can match you with the best boat loan for your needs in minutes, and you’ll have your approval back in record time. So, whether you’re keen to try a jet ski, want to do some more fishing, or upgrade your boat motor to something that’s right for your needs, talk to our friendly team today.

How it Works

Apply for a boat loan with our quick & easy process

Step 1
Step 1

Give us your Personal Details

Provide your details and we’ll send you the link to our secure online portal

Step 2
Step 2

Provide Documentation

Digitally sign the required forms and securely upload your licence and payslips

Step 3
Step 3

Get Approved

Once we’ve received your supporting docs, approval can be back within an hour

Step 4
Step 4

Sign your contract

It’s that simple to get your finance and start dreaming of your new boat

Girl and boy sitting at the edge of a covered yellow boat, smiling and enjoying their time on the water, thanks to a boat loan from Finovate

Boat Finance

Whether it’s for fishing, fun, work or leisure, owning a boat can open up a whole new world of opportunity for you and your family. Take advantage of the warm weather and enjoy the fun of the water.

With Finovate’s soft-touch credit inquiry, you’re able to find out how much you can borrow without impacting your credit score. Why not explore your options today?

Young man in a black and yellow rash vest catching waves on a navy blue jetski purchased with a Finovate boat loan.

Jet Ski Finance

If you’re looking for something smaller, more maneuverable than a boat, then jetskis may be exactly the thing you’re looking for. Some call them the motorbikes of the water, and with their compact size and the ability for the rider to be in such close contact with the water it’s easy to see why.

Through Finovate’s wide range of lending partners we can help you get the jetski finance that suits your needs quickly and easily. Talk to us today!

A boat motor from the back of the boat, purchased with a boat loan from Finovate

Boat Motors Finance

Are you looking to upgrade or replace your boat motor? Newer motors often offer better performance, fuel efficiency, and lower emissions than older ones. Upgrading can also significantly enhance your boat’s overall performance.

Our hassle-free application process gives you the ability to apply for boat finance from home, on your phone, or wherever you happen to be. If you’re wanting to upgrate your motor or are looking for other boat loan options, give us a call today.

Get the best marine finance deals from us

We work with a wide range of providers, and have a loan that will suit you

A bearded man in a dark t-shirt with a boy in an orange life jacket. They are smiling at the camera, happy from their boat loan from Finovate

Apply today and we will get your dream Boat

  • Today’s Lowest rate 5.67% Comp rates 6.35%*
  • Smart technology matches you with the best lenders in minutes
  • Funding can be made within 24 hours
Google Reviews
5 Rating (349 Reviews)

* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given. Different amounts and terms will result in different comparison rates.

Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not take into account suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.